Health is wealth. Many of us take for granted our health. We sometimes abuse it. We didn’t take care of it. We commonly just prepare our money if we were strike by diseases. Having health insurance really necessary. If you have it, you are really secured. You will not worry about the bills to be paid when you will be out in the hospital.
I remember when my cousin told me about her experienced when she worked in North Carolina. It was really difficult for her at first for she doesn’t have enough money. After a year, she was able to adjust the weather, culture and lifestyle on the said country. She mentioned that she was hospitalized due to her chronic heart disease. She was so thankful that she was able to avail a health insurance in nc. Thus, she doesn’t worry about her bills. When she went out in the hospital, she doesn’t pay any single centavo.
The common reason of Filipino people of not admitting themselves in the hospital no matter how crucial his situation/disease is, it is because we are afraid of hospital bill that we can not afford to pay. So instead of treating oneself, we just pretend that we don’t have any illnesses. How sad. 
We live in a day of uncertainty. Never knowing what tomorrow holds. One’s health can turn seemingly overnight. It is therefore helpful to be prepared for the costs involved by having health insurance. Alan